Need an appraisal in Idaho Falls or Bonneville County?

The top seven reasons why ID homeowners order from Chilmark Appraisal:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a ID property tax assessment
Remove PMI to reduce your mortgage payments
Reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in ID by determining the true market value of property in question

Own a house in or near Idaho Falls, ID and need help determining the value of it?
Contact Chilmark Appraisal.

We at Chilmark Appraisal understand the individual needs of a homeowner after appraisal services. Our typical business clients get the appraisal process and the usual reporting formats. Being a consumer that ordinarily doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Chilmark Appraisal, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value assessment than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Chilmark Appraisal, we're experienced in helping homeowners just like you get rid of unwanted PMI insurance.

Challenge property tax assessments

Lets say you live in a local area that is going down -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Chilmark Appraisal is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Chilmark Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Chilmark Appraisal can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.