Attention homeowners: Real estate appraisal services for in Idaho Falls and Bonneville County

The top seven reasons why ID homeowners need Chilmark Appraisal:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Bonneville county's assessment of your propertyworth
  3. Remove PMI to reduce your mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a ID divorce, where real estate needs to be divided
  7. Settle an estate in ID by determining the true market value of real estate in question

Do you own a house in or near Idaho Falls? Do you need help deciding the price of your real estate?
Contact Chilmark Appraisal.

We at Chilmark Appraisal understand the individual needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. Being a regular person not in the real estate field that ordinarily doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Chilmark Appraisal, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to cancel PMI

A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Chilmark Appraisal, we're experts in helping people just like you delete unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that's going down or not appreciating as much as other properties close by. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When challenging your property tax assessment, getting an expert appraisal from Chilmark Appraisal is your chief weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can this be annoying from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Chilmark Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Chilmark Appraisal can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Chilmark Appraisal can help you with that. Even though this is typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.